Storm Clouds Are Gathering Around Peer-to-Peer Lending

2 | By Shah Gilani

Peer-to-peer lending, or P2P as it’s known, is a juggernaut financial-services Disruptor.

But thanks to its supercharged growth, P2P lending has attracted the attention of regulators and other financial-market overseers. They’re scrutinizing this new form of lending from multiple angles – fearing it may be too disruptive for its own good.

The U.S. Treasury Department, the Consumer Financial Protection Bureau, financial services regulators, bank and finance company lobbyists and, most recently, the U.S. Court of Appeals for the Second Circuit are weighing in on P2P lending.

There’s a lot at stake here…

  • For borrowers in love with lending platforms that give them access to money that would otherwise be hard – even impossible – to get.
  • For private lenders who loan money to borrowers at above-average rates.
  • And for the owners of sites that match lenders and borrowers for a fee, including investors in publicly traded ventures like LendingClub Corp. (NYSE: LC).

There’s even more at stake for the stock market and the economic health of the country.

The issues aren’t complicated, but tackling them will be.

As we’ve said before, P2P lending is one of the biggest new developments in the world of finance.

But you don’t want to take a wrong step.

Here’s what you need to know to avoid getting caught on the wrong side of the tracks if this Disruptor train gets derailed…

It’s the Beginning of the End

0 | By Wall Street Insights and Indictments Staff

“The economy is in a slump, and things aren’t getting any better,” Shah warned on his latest appearance on FOX Business show Making Money With Charles Payne.

With the markets looking weak and tired, Shah predicts an imminent correction and answers the question on everyone’s mind: Is now a good time to invest?

To find out how to play the impending market crash – and how triggers like China, a Fed interest hike and gold are a part of it all – watch the video below.

Watch the video here